It’s almost 2020, which means your dental insurance company is eagerly counting down until the clock strikes midnight on December 31. Why? It’s because in a matter of seconds, anything that is left behind and unused on your insurance policy is sent right back into their hands, effectively putting your deductible and annual maximum back at $0. If this sounds like a bad dream, unfortunately, it’s a reality and while you can’t stop it, you can prevent how much, if any, your insurance receives when January 1 arrives. Hear from a dentist who explains what you can do to keep more of your hard-earned money in your pocket and out of the hands of your insurer.